Our professional team is deeply committed to the compliance requirements of Shenzhen Bank, making it no longer difficult for your company to open a corporate account.

Shenzhen, as a highland of innovation and entrepreneurship in China, has attracted a large number of enterprises to register and land. But against the backdrop of continuously upgrading anti fraud regulations, Shenzhen Bank's scrutiny of opening corporate accounts is becoming increasingly strict.

Data shows that in the first half of 2025, a large number of enterprises were rejected by banks due to inaccurate information or lack of operational substance.

The main challenges include: ⏳ Extended review cycle: Opening an account takes an average of 1-3 weeks, and the process is more complicated than before 📄 High rejection rate of materials: materials do not meet the internal requirements of the bank or are expressed vaguely 🏢 Strict on-site verification: Banks need to verify whether their registered address matches their actual business premises 🚧 ● Hidden threshold raised: the authenticity of legal person identity, shareholder background, and business address are all subject to key scrutiny

🏢 Key points for enterprise account audit: Shenzhen Bank implements the audit principle of "substance over form", focusing on: 📑 ● Company qualification documents: complete business license, articles of association, official seal, legal representative seal, etc 📍 Proof of Business Address: Redbook Lease Agreement, Water and Electricity Bill, Company Address Photo (Recommended to Attach Video) 👥 Background of Shareholders and Directors: Verification of Identity, Credit, and Related Companies 💼 Proof of Business Authenticity: Clear explanation of business scope and model is required to avoid sensitive expressions

🚨 High risk factors that banks focus on • Industry sensitivity: such as foreign trade, virtual currencies, medical devices, etc. • Address issues: Registering multiple companies in the same location will be included in the risk list • Legal identity issues: Legal entities are not deep accounts and do not have social security, resulting in a significant decrease in success rate • Improper business scope: Enterprises containing sensitive terms such as "investment" and "guarantee" are prone to rejection

• Lack of valid address proof or lease agreement • Legal person identity does not meet bank requirements (no social security/residence permit) • Business model expression is vague, and the face-to-face response is inappropriate • Risk expression in business scope or company structure

🎯 1. Precise bank matching and strategy optimization 🏦 Bank matching: Match the most suitable bank channel based on industry attributes, fund size, and actual business 🏢 ● Address scheme support: Provide Qianhai Business Secretary venue or shared office scheme (can be accompanied by bank statements and witness services) 🔗 ● Exclusive channel coordination: Establish cooperation mechanisms with multiple mainstream banks in Shenzhen to open exclusive review channels for customers

📝 2. Material pre review and compliance optimization ✅ ● Document Pre review System: Multi dimensional review of customer information to ensure completeness and compliance 🏠 ● Address compliance planning: Assist in preparing bank approved venue certificates, environmental photos, and videos 📋 Optimization of business scope: Adjust wording to avoid sensitive bank terms 💬 Interview Q&A rehearsal: Simulated bank managers often ask questions such as "Why did you choose this bank" and "Actual number of employees"

👥 3. Face to face tutoring and full support 🎭 ● Face to face training: practical exercises for bank inquiries 🗣️ Professional language guidance: helping clients clarify and unify their business logic 🤝 On site accompaniment: Professional consultants provide full support to ensure a smooth interview process

🔄 4. Account activation and subsequent maintenance 💰 ● Account activation guidance: It is recommended to deposit a verification deposit of 50000 to 100000 yuan after opening an account, and conduct 3 transaction transactions 🛡️ Compliance training: Avoid abnormal transactions at night or across borders to prevent triggering risk control measures 📊 ● Continuous support: Assist enterprises in responding to bank annual reviews and data updates

Standardized processes ensure efficient and transparent account opening processes:

⚡ With our professional assistance, the account opening cycle for enterprises can be shortened to 1-2 weeks, much faster than the market average time

one ️⃣ Needs assessment (1 day): Understand the business model and account opening objectives 2 ️⃣ Bank matching (1 day): Recommend the most suitable bank type 3 ️⃣ Data preparation (3-5 days): guidance on collecting and optimizing documents 4 ️⃣ Pre audit simulation (1 day): Identify potential issues in advance 5 ️⃣ Appointment interview (1-3 days): Coordinate the optimal time of 6 ️⃣ Interview accompaniment (on the same day): Consultant on-site support 7 ️⃣ Approval follow-up (ongoing): Real time tracking and response to replacement requests

✅ Local compliance major: Familiar with Shenzhen Bank's policies and risk control requirements ✅ Rich case accumulation: covering various types of enterprises such as startups, technology, and trade ✅ Full cycle service: from company registration and account opening to subsequent annual review and tax full process support ✅ Efficient response mechanism: Quickly handle customer needs, communicate transparently and smoothly

In the era of increasingly strict financial regulation in Shenzhen, legal and compliant corporate accounts have become the core foundation for the normal operation of enterprises. Choosing a professional team is not only a guarantee for improving the success rate of account opening, but also a strategic decision for the stable development of the enterprise. Let us use our professional skills and rich experience to connect Shenzhen's financial channels and help enterprises set sail efficiently.

🎯 Professional people do professional things - your business development, our professional mission.

Hongyuan International | One stop Service Expert for Enterprises Going Global

H & Y  INTERNATIONAL 

core business

✅ Overseas company registration (Hong Kong, Singapore, etc.)

✅ Overseas bank account opening and secretarial services

✅ International tax planning and cross-border financial and tax services

✅ Overseas architecture design and overseas investment filing

✅ Global Intellectual Property and Identity Planning

Service Advantages

-Professional integrity and efficiency: With over 15 years of industry experience, we focus on the global development of enterprises

-One stop solution: from registration to architecture, finance and taxation, identity, covering the entire process

-Butler style customized service: one-on-one professional consultant, tailored overseas plan

-Word of mouth guarantee: helping enterprises expand steadily and win industry trust

Service Advantages

📞 Hotline: 400 118 5939 138 2880 5818 (same as WeChat for mobile phones)

🌐 Service philosophy: Professional planning, efficient execution, helping enterprises set sail globally!